How long does Earthquake Coverage typically cover shocks?

Earthquake coverage typically covers shocks for a period of 72 hours. This time frame is based on standard insurance policies that include earthquake provisions. The rationale for this specific duration is that seismic events can occur in rapid succession, and this 72-hour window allows for multiple shocks that may follow the initial quake, ensuring that policyholders are protected against the impacts of aftershocks.

Understanding this coverage is crucial for property owners, especially in areas prone to seismic activity, as it helps them prepare adequately for potential damages resulting from such natural disasters. The time window of 72 hours reflects a balance between providing sufficient coverage for immediate after-effects while also managing the risk for insurance providers.